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We work with lenders that
offer financing programs
for all types of borrowers. Some are local, others are national.
This allows us to offer you a variety of options based
on your financial situation.
The best interest rates and terms are
available to those with the best credit ratings, sufficient debt
to income ratios, and a minimum of 20% for a down payment.
Options
There are many lenders that offer alternative financing
programs, though the rates are often somewhat higher. These
programs can be attractive to borrowers who: want to invest a
minimum of their own money; are self employed and write off much
of their income; don't want to divulge their income; or have had
previous credit problems including foreclosure, charge offs,
limited credit history, or bankruptcy.
These programs include:
If you've had previous credit problems,
don't prejudge your ability to obtain
financing. A Peet Homes salesperson will be glad to review your
situation and offer suggestions.
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